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Legal Disclaimer


We hope you enjoy Kiwi Money Savers but to protect yourself we provide you with the following information:

Kiwi Money Savers provides these links and information based on their own journalistic research but you should always do your own research to assess whether they are best for your particular circumstances.

Any information on Kiwi Money Savers, the blog & forum are followed at your own risk.

Please ensure that you do your own research when following forum links as these haven't been endorsed or recommended by Kiwi Money Savers.

This site does not provide specific financial advice and any information should be considered in regard to your own specific circumstances.

The information we provide on KiwiMoneySavers does not allow for individual requirements. Our information on the site does not constitute any form of advice, recommendation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Given that the impact of any information provided on our site can vary widely based on your own particular circumstances, you should always carry out your own research into any area that is of interest to you.

We can take no responsibility for any inaccurate information displayed on any page of this site.
You are always urged to check all details with the official source.
 
 
KiwiMoneySavers Website usage terms and conditions


Welcome to KiwiMoneySavers If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern KiwiMoneySavers’s relationship with you in relation to this website.

If you disagree with any part of these terms and conditions, please do not use our website.
The term ‘KiwiMoneySavers’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:
•    The content of the pages of this website is for your general information and use only. It is subject to change without notice.
•    Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
•    Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
•    This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
•    All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
•    Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
•    From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
•    Your use of this website and any dispute arising out of such use of the website is subject to the laws of New Zealand.
 
 
Privacy Policy
 
 
What information do we collect? 

We collect information from you when you subscribe to our newsletter, respond to a survey or fill out a form. 

When ordering or registering on our site, as appropriate, you may be asked to enter your: name or e-mail address.

Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..

What do we use your information for? 

Any of the information we collect from you may be used in one of the following ways: 

; To personalize your experience
(your information helps us to better respond to your individual needs)

; To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)

; To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)

; To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

; To administer a contest, promotion, survey or other site feature


; To send periodic emails

The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.

Do we use cookies? 

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties? 

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links 

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Terms and Conditions 

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at 
http://www.kiwimoneysavers.com

Your Consent 

By using our site, you consent to our 
web site privacy policy.

Changes to our Privacy Policy 

If we decide to change our privacy policy, we will post those changes on this page. 

This policy was last modified on 16/5/2011

Contacting Us 

If there are any questions regarding this privacy policy you may contact us using the information below. 

http://www.kiwimoneysavers.com
Auckland
New Zealand
info@kiwimoneysavers.com